ACUITY BANK

Savings and loan and related financial services, namely, checking account services; savings account services; mortgage banking services; mortgage lending services; mortgage insurance services; loan financing services; lease-purchase financing services; consumer lending services; credit card services; debit card services; electronic credit card transaction services; electronic funds transfer services; electronic payment services, namely, electronic processing and transmission of bill payment data; providing financial information by electronic means; providing bank account information by telephone