ACORNS

Providing incentive award programs for customers through the issuance and processing of loyalty coupons, points, rewards, and discounts for purchase of goods and services from participating businesses; Promoting the goods and services of others; Administration and promotion of customer incentive, reward, loyalty, coupon, rebate, discount, promotional and redemption programs which provides the consumer the ability to earn rewards by using or purchasing the goods and services of others; Promoting public awareness in the field of financial literacy; Promoting the sale and use of financial accounts, checking accounts, savings accounts, investments, credit cards, debit cards, and prepaid cards; Promoting the goods and services of others through administration of incentive, reward, loyalty, coupon, rebate, discount, promotional and redemption programs; Customer loyalty services for commercial, promotional and/or advertising purposes; Providing incentive award programs for the purchase of goods and services; Provision of an online marketplace for buyers and sellers of goods and services; Charitable services, namely, organizing and developing projects to promote awareness of tree and environmental conservation and planting of trees

Downloadable software application for the purpose of individual consumers to track the profitability of their financial portfolios and process investments in small dollar value increments, excluding mutual funds, the foregoing for use with mobile and web-enabled devices; Downloadable software and mobile applications for accessing, viewing, searching, organizing, managing, storing, and receiving notifications regarding incentives, coupons, offers, rebates, rewards, deals, discounts, loyalty points, and promotions; Downloadable software and mobile applications for accessing, viewing, searching, receiving, and participating in surveys, sweepstakes and contests; Downloadable software and mobile applications for individual consumers to access, view, search, analyze, manage, report, process, and track their finances, financial accounts, checking accounts, savings accounts, credit cards, debit cards, prepaid cards, financial transactions, and investments, and generate reports for the foregoing; Downloadable software and mobile applications for automated processing, saving, and investing of money for individual consumers; Downloadable publications and podcasts in the fields of finance, money, investing, saving, financial planning, budgeting, and lifestyle; Downloadable reports about finances, financial accounts, checking accounts, savings accounts, credit cards, debit cards, prepaid cards, and investments; Magnetically encoded debit cards; Magnetically encoded credit cards; Magnetically encoded prepaid cards; Magnetically encoded gift cards; Magnetically encoded blank bank cards for issuance by financial institutions; Downloadable software and mobile applications that accommodate and process payment, credit, and debit transactions; Downloadable software and mobile applications for users to access, view, search, and evaluate goods and services for purchase; Downloadable software enabling users to accrue and manage rewards from vendors for shopping

Checking and savings account services; Banking services; Providing information in the fields of banking

Educational and entertainment services, namely, providing events, instruction, classes, seminars, webinars, podcasts, workshops, courses, programs, and presentations in the fields of budgeting, money, finance, investing, saving, financial planning, and lifestyle; Providing a website featuring non-downloadable publications in the nature of a magazine, blog, news articles, videos, and information in the fields of budgeting, money, finance, investing, saving, financial planning, and lifestyle; Providing online non-downloadable publications in the nature of magazines, blogs, articles, videos, and information in the fields of budgeting, money, finance, investing, saving, financial planning, and lifestyle

Providing temporary use of non-downloadable software for the purpose of individual consumers to track the profitability of their financial portfolios and process investments in small dollar value increments, excluding mutual funds, the foregoing for use with mobile and web-enabled devices; Software as a service (SAAS) services featuring software for accessing, viewing, searching, organizing, managing, storing, and receiving notifications regarding incentives, coupons, offers, rebates, rewards, deals, discounts, loyalty points, and promotions; Software as a service (SAAS) services featuring software for accessing, viewing, searching, receiving, and participating in surveys, sweepstakes and contests; Software as a service (SAAS) services featuring software with a marketplace for users to link to vendor websites; Providing temporary use of non-downloadable software for individual consumers to track the profitability of their financial portfolios and process investments; Providing temporary use of non-downloadable software for individual consumers to access, view, search, analyze, manage, report, process, and track their finances, financial accounts, checking accounts, savings accounts, credit cards, debit cards, prepaid cards, and investments; Providing temporary use of non-downloadable software for investing money directly into financial portfolios; Software as a service (SAAS) services featuring software for individual consumers to access, view, search, analyze, manage, report, process, and track their finances, financial accounts, checking accounts, savings accounts, credit cards, debit cards, prepaid cards, and investments; Providing temporary use of non-downloadable software for individual consumers to access, view, search, analyze, manage, report, process, and track their financial transactions, checking account transactions, savings account transactions, credit card transactions, debit card transactions, prepaid card transactions, and investments; Platform as a service (PAAS) services featuring software for individual consumers to access, view, search, analyze, manage, report, process, and track their financial transactions, checking account transactions, savings account transactions, credit card transactions, debit card transactions, prepaid card transactions, and investments, and for preparing reports on the foregoing; Software as a service (SAAS) services featuring software for automated processing, saving, and investing of money for individual consumers; Software as a service (SAAS) services featuring software that accommodates and processes payment, credit, and debit transactions; Software as a service (SAAS) services featuring software for users to access, view, search, and evaluate goods and services of others for purchase; Software as a service (SAAS) services featuring software for users to accrue and manage rewards from vendors for shopping