ACE (ACCESS CHANGES EVERYTHING)

Advertising services; Promoting and showcasing the goods of others in the field of consumer products and services by means of an on-line shopping site with links to the retail advertisements of others; Provision of a web site featuring commercial information on shopping; Compiling financial, securities, stock exchange, trade and quote, index value and other financial market information for business purposes; On-line retail store services featuring featuring a wide variety of consumer goods and brands of others for deferred payment shopping; On-line retail store services featuring featuring a wide variety of consumer goods of others; Promoting the goods and services of others by means of operating an on-line mall with links to the retail web sites of others

Downloadable software for for deferred electronic payment processing to facilitate deferred payments for online shopping; Downloadable software for linking a payment processing terminal to retail websites of others to facilitate deferred payments for online shopping; Downloadable software for deferred electronic payment services to facilitate deferred payments through establishing funded accounts used for online shopping; Downloadable software for online shopping, namely, downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Downloadable software for online shopping, namely, downloadable payment gateway software for linking e-commerce websites to credit card processing networks; Downloadable software for promoting the goods and services of others, namely, downloadable software for providing coupons, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information

Financing of purchases; Trade credit services, namely, financing services and lines of credit for business customers; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Consumer credit consultation; Financial advice; Facilitating and arranging for the financing of purchases made by consumers on terms of delayed and interest free payments; Financial management of reimbursement payments for others; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet

Software as a service (SAAS) services featuring software for for facilitating online shopping through deferred electronic payment processing; Software as a service (SAAS) services featuring software for facilitating online shopping by linking a payment processing terminal to retail websites of others to facilitate deferred payments for online shopping; Software as a service (SAAS) services featuring software for facilitating online shopping through deferred electronic payment services that facilitate deferred payments through establishing funded accounts used for online shopping; Software as a service (SAAS) services featuring software for for processing electronic payments, authorizing credit card, debit card and cash card transactions, managing and tracking electronic payment information and facilitating e-commerce services for others, namely, for allowing users to perform electronic business transactions via a global computer network; Software as a service (SAAS) services featuring software for facilitating online shopping and for promoting the goods and services of others, namely, to allow users to perform electronic business transactions via a global computer network, for providing coupons, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; Providing temporary use of on-line non-downloadable software for for financing purchases via the Internet and electronic means; Providing temporary use of on-line non-downloadable software for facilitating financial transactions by collecting, storing and transmitting data and information for use in financing of purchases; Providing temporary use of on-line non-downloadable software for facilitating electronic funds transfers; Providing temporary use of on-line non-downloadable software for enabling users to purchase goods and services electronically via the Internet, tablet computers, mobile phones, electronic payment terminals and automatic teller machines and for making credit card and electronic payments for such purchases; Providing temporary use of on-line non-downloadable software for controlling access to and communications with computers and computer networks; Providing temporary use of on-line non-downloadable software for processing electronic payments, electronic funds transfers and credit card transactions; Providing temporary use of on-line non-downloadable software for processing electronic payments