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BANKING SERVICES AND FINANCIAL SERVICES, NAMELY, ANNUITY SERVICES AND RETIREMENT ACCOUNT SERVICES; INVESTMENT MANAGEMENT SERVICES; MUTUAL FUND SERVICES, NAMELY, BROKERAGE, DISTRIBUTION, INVESTMENT AND PROVIDING SHAREHOLDER SERVICES, INVESTMENT ADVICE AND CUSTODIAL SERVICES TO A COMMINGLED POOL OF INVESTOR MONEY; INSURANCE SERVICES, NAMELY, BROKER SERVICES FOR ALL LINES OF INSURANCE; DEALING IN SECURITIES AS A DEALER, MARKET MAKER, SPECIALIST OR IN ANOTHER PRINCIPAL CAPACITY, SECURITIES CUSTODIAL SERVICES; PROVIDING SHAREHOLDER SERVICES, NAMELY, ACCOUNT RECORD KEEPING, TRANSFER AGENT, REGISTRAR AND PAYING AGENT SERVICES, INVESTMENT ADVICE, NAMELY, DIRECTING THE PURCHASE AND DISPOSITION OF INVESTMENTS AND SECURITIES CUSTODIAL SERVICES TO A COMMINGLED POOL OF INVESTORS MONEY, NAMELY, MUTUAL FUNDS, UNIT INVESTMENT TRUSTS AND OTHER INVESTMENT COMPANIES