A SMART WAY TO BANK

Online financial services, namely, providing an on-line computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information

Banking and financial services, namely, credit card services; mortgage lending and home equity loans; business loans; loan financing, secured and unsecured installment loans; banking services, namely, certificate of deposit, individual retirement account, money market, and checking account services; investment brokerage including stocks, bonds and mutual funds; retirement planning, namely, financial planning for retirement; trust services, namely, trust management services, investment and trust company services, estate trust management, financial trust operations; and management of mutual funds; online banking and financial services, namely, on-line trading of financial instruments, shares, options and other derivative products, on-line financial planning services; financial planning, financial portfolio management, financial forecasting, financial analysis and consultation