A NEW WAY OF FACING RISK

Credit rating services; Financial services in the field of credit risk assessment; Financial services, namely, providing research services and information in the field of financial analysis, financial consulting, financial risk management, and investment research in the field of financial analysis, financial consulting, financial risk management; Rating the relative investment quality of government securities, municipal securities, and foreign government securities; Operation of a web site on a global computer network which provides information related to financial stability assessment, credit analysis, and credit ratings for government securities, municipal securities, and foreign government securities