A BENEFIT THAT COUNTS

COST MANAGEMENT FOR THE HEALTH BENEFIT PLANS OF OTHERS; COOPERATIVE ADVERTISING AND MARKETING

ADMINISTRATION OF EMPLOYEE BENEFIT PLANS; FINANCIAL ANALYSIS, FORECASTING, CONSULTATION, RESEARCH, PLANNING, MANAGEMENT, PORTFOLIO MANAGEMENT AND INVESTMENT IN THE FIELD OF SECURITIES; FINANCIAL INFORMATION PROVIDED BY ELECTRONIC AND OTHER MEANS; INSURANCE ADMINISTRATION, BROKERAGE, AND CONSULTATION; INSURANCE UNDERWRITING IN THE FIELDS OF HEALTH, NAMELY, DENTAL, VISION AND MEDICAL INSURANCE, INCLUDING PRESCRIPTION DRUG COVERAGE; PROPERTY AND CASUALTY, INCLUDING AUTO, HOMEOWNERS, AND PERSONAL LIABILITY INSURANCE; DISABILITY, INCLUDING BOTH SHORT TERM AND LONG TERM; AND LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE; STOCK BROKERAGE