A ARIO

platform as a service (PAAS) featuring computer software platforms for granting and financing of loans; platform as a service (PAAS) featuring computer software platforms for evaluating the credit worthiness of companies and private individuals; platform as a service (PAAS) featuring computer software platforms for financial analysis, credit-risk assessment for commercial lending and commercial credit risk management and measurement; Application Service Provider (ASP) services featuring computer programs and databases consisting of a loan origination system for automated scoring and assessment of loan applications in real time via a local area network or the internet