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Platform as a service (PAAS) featuring computer software platforms for use by businesses to optimize the functions of product development and advertising to consumers for the use in the field of consumer products; product development; Platform as a service (PAAS) featuring computer software platforms for identifying market offerings, product development, product sales, brand building, optimizing product imagery and listings, automating pricing and advertising, and inventory management for e-commerce offerings; Platform as a service (PAAS) featuring computer software platforms for design and use of e-commerce offerings; all of the aforementioned not used for wealth management, asset management, fund management, and investment management