A

Cloud computing featuring software for service automation for use by insurance agents and insureds; Application Service Provider (ASP) featuring software using artificial intelligence for service automation for use by insurance agents and insureds; Providing a website featuring nondownloadable software using artificial intelligence for service automation; Providing temporary use of online non-downloadable software in the nature of a chatbot utilizing artificial intelligence and natural language processing in order to provide information, advice, and consultancy related to and for use by insurance agents and insureds