Downloadable software for accessing and conducting electronic commercial and personal banking services, namely, cash management, financial account management, debt management and settlement, investments accounts and services, procurement of loans and lines of credit, buying and selling securities, electronic bill pay, automated clearing house (ACH) transaction processing services, and accessing data from one or more mainframe computers; Magnetically encoded cards, cards containing an encoded electronic chip, and cards containing an integrated circuit chip, namely, ATM and credit cards, debit cards, and general purpose reloadable and non-reloadable stored-value cards for use in financial transactions
Electrical and Scientific Apparatus