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Loan Financing; Mortgage banking; Mortgage lending; Mortgage brokerage; Mortgage refinancing; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Credit and financial consultation; Credit inquiry and consultation; Credit counseling services; Financial services, namely, credit improvement, credit restoration, and credit score optimization; Providing an Internet website portal offering information in the field of mortgage lending and mortgage brokerage