A 3

PROGRAMMING INSTRUCTION MANUALS, MANUALS, BROCHURES AND TEACHING MATERIALS ALL IN THE FIELD OF MODELING, SCORING AND ANALYTICS, MARKETING AND SOLICITATION, ACCOUNT ORIGINATION, ACCOUNT MANAGEMENT, RISK MANAGEMENT, PORTFOLIO MANAGEMENT, COMMUNICATIONS MANAGEMENT AND DATA MANAGEMENT

STATISTICAL ANALYSIS, BUSINESS AND STRATEGY CONSULTATION; PREPARING STATISTICAL REPORTS AND SUMMARIES

FINANCIAL ANALYSIS AND CONSULTATION; FINANCIAL INFORMATION PROVIDED BY ELECTRONIC MEANS; RISK MANAGEMENT; FINANCIAL ACCOUNT AND FINANCIAL PORTFOLIO MANAGEMENT