Providing consulting services, insurance agency services, and insurance brokerage services, namely for employee benefits, employee life insurance, healthcare insurance, disability insurance, and other insurance policies; providing third-party benefits administration consulting and administration services; providing employee benefit plan design, customization, formation, implementation, servicing, and administration services; providing employee benefit trusts design, customization, formation, implementation, servicing, and administration services; providing insurance claims advocacy support services, namely for employee insurance claims; providing employee benefits collective bargaining support services; providing presumptive workers compensation subrogation issue services; providing management services for presumptive workers compensation subrogation issues.