Business risk management services, namely, analyzing e-commerce transactions to identify and prevent fraud and abuse; fraud prevention services, namely, reviewing and evaluating e-commerce transactions for fraud and abuse; chargeback management services for merchants, namely, monitoring, investigating, and responding to chargeback disputes from customers; business consulting services in the field of fraud prevention and chargeback mitigation for e-commerce merchants; providing business information in the field of fraud prevention, transaction risk, and chargeback activity for e-commerce merchants; providing business data and analytics in the field of fraud screening and chargeback activity for e-commerce merchants; business services, namely, analyzing customer behavior to identify bad actors, bots, resellers, serial returners, and policy abusers, and to optimize marketing segmentation and customer engagement; all of the foregoing provided on a business-to-business basis, and none of the foregoing in relation to issuing credit cards

Software as a service (SaaS) featuring non-downloadable software for fraud detection, fraud prevention, and risk analysis in the field of e-commerce, including software featuring artificial intelligence (AI); software as a service (SaaS) featuring non-downloadable software for automated decisioning of e-commerce transactions based on fraud and abuse risk, including software featuring artificial intelligence (AI); software as a service (SaaS) featuring non-downloadable software for real-time telemetry and behavioral analytics of customer interactions to detect fraudulent accounts, bots, return abusers, and unauthorized resellers; providing temporary use of non-downloadable software for identity verification and account abuse detection in connection with e-commerce transactions, including software featuring artificial intelligence (AI); providing temporary use of non-downloadable software for analyzing chargeback risk and post-transaction fraud activity, including software featuring artificial intelligence (AI); application programming interface (API) services for integrating fraud detection and transaction risk analysis software with third-party e-commerce platforms and payment systems, including API services for integrating software featuring artificial intelligence (AI); application programming interface (API) services for accessing telemetry, device, network, and behavioral data for fraud detection and predictive risk scoring in e-commerce; design, development, maintenance, and updating of software for fraud detection and fraud prevention in the field of e-commerce, including software featuring artificial intelligence (AI); technology consulting services in the field of e-commerce fraud prevention and transaction security; all of the foregoing provided on a business-to-business basis, and none of the foregoing in relation to issuing credit cards