Financial services, namely, facilitating electronic transfer of funds via electronic communications networks; financial services, namely, facilitating the electronic transfer of funds to purchase products and services offered by others, all via electronic communication networks; clearing and reconciling financial transactions via electronic communication networks; electronic funds transfer; Merchant services, namely, payment transaction processing services; Payment processing services in the field of charge card, credit card, debit card, foreign currency, pre-paid card, and cryptocurrency payments; Providing electronic processing of electronic payments via a global computer network; financial administration of payment transactions done by electronic means