Downloadable computer software applications for golf, bowling, and other sports gaming featuring a player skill index, rankings, as well as a rewards program; Downloadable computer software applications for for sports competitions and wagering, namely generating sports competitions and betting on sports competitions, featuring real money wagers and other rewards; Downloadable mobile applications for golf, bowling, and gaming featuring a player skill index, rankings, as well as a rewards program; Downloadable mobile applications for for sports competitions and wagering, namely generating sports competitions and betting on sports competitions, featuring real money wagers and other rewards