Information and advisory services relating to software as a service (SAAS); Artificial intelligence as a service (AIAAS) featuring software using artificial intelligence for analyzing data and interacting with humans; Software as a service (SAAS) services, namely, hosting software for use by others for use in database management, use as a spreadsheet, and word processing; Software as a service (SAAS) services featuring software for financial transaction analysis, economic health scoring, personalized financial planning, and behavioral insights for individuals and businesses; Software as a service (SAAS) services featuring software for an Economic Health Score, which serves as a composite metric derived from financial and behavioral data