insurance consultancy; insurance information; insurance and financial information and consultancy services; insurance actuarial services; insurance administration; providing information regarding policy rates for all types of insurance and electronic processing of insurance payment data over a web based computer network; insurance agency and brokerage; insurance claims administration and processing; insurance services, namely, underwriting, issuing and administration of life insurance; insurance services, namely, writing property and casualty insurance; insurance subrogation and salvage; appraisals for insurance claims of personal property; assessing insurance claims; processing mortgage insurance policy refunds; providing vehicle insurance rate quotes