Downloadable computer software for storing and managing electronic data, offering incentives to third parties to purchase goods and services of others, conveying notifications and messages to third parties, and sending targeted advertisements to third parties;; Downloadable cloud-based software for storing and managing electronic data, offering incentives to third parties to purchase goods and services of others, conveying notifications and messages to third parties, and sending targeted advertisements to third parties; Downloadable computer software platforms for storing and managing electronic data, offering incentives to third parties to purchase goods and services of others, conveying notifications and messages to third parties, and sending targeted advertisements to third parties; Downloadable computer application software for mobile phones, namely, software for storing and managing electronic data, offering incentives to third parties to purchase goods and services of others, conveying notifications and messages to third parties, and sending targeted advertisements to third parties