Downloadable computer application software for computer devices, mobile devices and handheld devices, namely, software for independent habit tracking, group habit tracking, note taking, setting reminders, goal setting, scheduling, accountability tracking and services and user-to-user interactions and grouping in virtual worlds; Downloadable software for computer devices, mobile devices and handheld devices, namely, software for independent habit tracking, group habit tracking, note taking, setting reminders, goal setting, scheduling, accountability tracking and services and user-to-user interactions and grouping; Downloadable cloud-based software for computer devices, mobile devices and handheld devices, namely, software for independent habit tracking, group habit tracking, note taking, setting reminders, goal setting, scheduling, accountability tracking and services and user-to-user interactions and grouping