Downloadable software in the nature of a mobile application for tracking and managing personal and business expenses, budgeting, and payment processing; Downloadable computer software for secure payment processing, financial management, and bill payment services; Downloadable mobile applications for managing financial transactions, splitting payments, and aggregating multiple payment methods for purchases; Downloadable computer software for aggregating multiple payment methods into a single transaction for e-commerce purchases and managing digital wallets

Credit and financial consultation; Credit consultation provided via a website and a downloadable mobile application

Application service provider (ASP) featuring software for use to enable secure commercial transactions and payment options; Platform as a service (PAAS) featuring computer software platforms for secure payment processing and financial transaction management; Providing temporary use of non-downloadable cloud-based software for use in financial management, payment processing, and budget tracking, all accessed via a web-based interface, mobile devices, or browser-based applications; Software as a service (SAAS) services featuring software for managing and processing financial transactions, enabling users to split payments across multiple funding sources, and aggregating various payment methods for purchases; Providing a web site featuring technology that enables users to manage and optimize financial transactions, payment splitting, and digital wallets