Providing homeowners insurance to protect property and belongings; offering condominium insurance to cover assets from fire, flood, and other risks; providing rental property insurance designed specifically for rental properties; offering builder's risk insurance to protect structures during construction or renovation; providing flood insurance to cover damages caused by rising water; offering deductible installment plans for homeowners to manage property loss expenses; providing identity theft protection as an add-on to homeowners insurance policies; offering artisan general liability insurance for tradespeople; providing wind mitigation credits to reduce hurricane-wind premiums; offering equipment breakdown insurance to cover costs of repairing and replacing home equipment; providing service line coverage to safeguard against losses from service line failures