Downloadable computer software for the purpose of recharging mobile telephone accounts and for the use of an electronic mobile telephone top-up system for replenishing or transferring credit for prepaid or pay-as-you-go wireless services; downloadable computer application software for mobile phones allowing the transfer of mobile phone credit; downloadable computer software allowing bill payments; downloadable computer software allowing for on-line bill payments; downloadable computer software for use in relation to bill payment services; downloadable computer software for use in relation to money transfer services; downloadable computer software for use in relation to money exchange and transfer services; downloadable computer software for use in relation to electronic money transfer services; downloadable computer application software for mobile phones allowing for bill payments, money transfers, electronic money transfers and money exchange services.

Top-up services in connection with mobile phones; gift voucher and gift card services; prepaid mobile telephone services in the nature of making advance payments for adding airtime to prepaid or pay-as-you-go wireless services; international mobile phone credit transfer services, namely, prepaid services in the nature of making advance payments for adding airtime to prepaid or pay-as-you-go wireless services; bill payment services; on-line bill payment services; money transfer services; money exchange and transfer services; electronic money transfer services; national money transfer services; money transfer services utilising electronic cards; prepaid payment card services; financial consultancy relating to the execution of payment transactions.