Computer software for processing electronic payments, electronic payments by instalments and transferring funds to and from others; authentication software for controlling access to and communications with computers that may be downloaded from a global computer network and/or recorded on computer media

Financial services, namely, electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; providing a wide variety of payment and financial services, namely, credit card payment processing, credit by instalments, instalment loan payment services featuring payments by instalments, electronic payment services involving processing and subsequent transmission of instalment loan payment data, instalment loan payment services with guaranteed payment delivery financing and, loan guaranteeing services; financing, loan payment and loan securitization and re-securitization services; all conducted via a global communications network

Providing online, non-downloadable computer software for processing electronic payments, electronic payments by instalments and transferring funds to and from others; providing online, non-downloadable authentication software for controlling access to and communications with computers that may be downloaded from a global computer network and/or recorded on computer media