Software as a service (SAAS) services featuring customized artificial intelligence software and machine learning-based models that are trained on ethically sourced personal data for the purpose of data intelligence; Artificial intelligence as a service (AIAAS) services featuring software using artificial intelligence for the purpose of data intelligence and business intelligence; Data as a service (DAAS) featuring non-downloadable data sets packaged from packaging and analyzing ethically sourced personal data and combining it with other third-party and public data sources; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence for analyzing ethically sourced personal data; Providing temporary use of on-line non-downloadable software and applications for the development, deployment, and operation of artificial intelligence models and machine learning based models for data intelligence; Platform as a service (PAAS) featuring computer software platforms for the development, deployment, and operation of artificial intelligence models and machine learning based models for data intelligence; Providing temporary use of on-line non-downloadable software for building machine learning models; Software as a service (SAAS) services featuring computer software for integrating artificial intelligence models and machine learning models into third-party software; Providing temporary use of non-downloadable cloud-based software for creating, developing, running, and managing artificial intelligence models and their data sets; Application service provider featuring application programming interface (API) software