(Based on Use in Commerce) ; Providing incentive award programs for customers through issuance and processing of loyalty points or rewards, provision of discounts and rebates, and cash back; (Based on Intent To Use) Providing consumer information services and making referrals in the field of finance

(Based on Use in Commerce) Downloadable software for personal finance, financial management, financial planning, providing financial information, budgeting, and credit and debt management; downloadable software for managing, editing, storing, sharing, transferring and viewing money, money pockets, funds, and bank accounts; downloadable software for earned wage and early pay access services; downloadable software for conducting financial transactions and transfer and payment of funds; downloadable software for use as a digital wallet; downloadable software for banking services, credit and loan services; downloadable software for accruing, managing, and redeeming merchant rewards and discounts, and promotion, management, and access to customer incentive, reward and discount programs; encoded bank cards and debit cards; virtual bank cards and debit cards, namely, downloadable software for enabling payment via virtual cards; (Based on Intent To Use) ; Downloadable software for advance payments for prepaid and pay as you go cards; encoded prepaid cards and credit cards; virtual prepaid cards and credit cards, namely, downloadable software for enabling payment via virtual cards; downloadable software for enabling access to investment services, brokerage and trading of investments, and providing information regarding investments

(Based on Use in Commerce) ; Banking services; Financial management, planning, information and advisory services; Financial services, namely, providing personal finance, budgeting, and transfer and payment of funds services; financial services, namely, providing access to a digital wallet; financial services, namely, providing access to cash back rewards; financial services, namely, providing access to third party financial providers; financial services, namely, providing credit, debt, and loan services; financial services, namely, providing earned wage and early pay access services; (Based on Intent To Use) Prepaid services in the nature of making advance payments to add value to prepaid or pay-as-you-go cards for the purchase of phone minutes; Investment of funds; Financial services, namely, brokerage and trading of investments; Investment advisory and information services

(Based on Use in Commerce) ; Software as a service (SAAS) services featuring software for personal finance, financial management, financial planning, providing financial information, budgeting, and credit and debt management; Software as a service (SAAS) services featuring software for managing, editing, storing, sharing, transferring and viewing money, money pockets, funds, and bank accounts; Software as a service (SAAS) services featuring software for earned wage and early pay access services; Software as a service (SAAS) services featuring software for conducting financial transactions and transfer and payment of funds; Software as a service (SAAS) services featuring software for use as a digital wallet; Software as a service (SAAS) services featuring software for banking services, credit and loan services; Software as a service (SAAS) services featuring software for accruing, managing, and redeeming merchant rewards and discounts, and promotion, management, and access to customer incentive, reward and discount programs; (Based on Intent To Use) Software as a service (SAAS) services featuring software for advance payments for prepaid and pay as you go cards; Software as a service (SAAS) services featuring software for enabling access to investment services, brokerage and trading of investments, and providing information regarding investments