Telecommunications services; electronic message delivery services; data interchange services; transfer of data by telecommunication; telecommunication of information (including web pages), computer programs and any other data; communication by computer

computer software supplied from the Internet; computer software and telecommunications apparatus (including modems) to enable connection to databases, local area networks and the Internet; computer software for accessing databases, telecommunications services, computer networks and electronic bulletin boards; computer games software

monetary affairs; provision of electronic funds transfer services and on-line transaction facilities; financial services; banking services; computerised financial services; processing of data relating to card transactions and other payment transactions