Financial services, namely, banking services, debit card transaction processing services, debit account services featuring a computer readable card, issuing prepaid debit cards, electronic funds transfer services and currency exchange services; electronic payments services, namely, processing and transmission of bill payment data; cash management services; automatic teller machine services including cash disbursement services and cash and check deposit services; point of sale electronic funds transfer services; debit card transaction authorization and settlement processing services, namely, settlement of customer funds between financial institutions participating in an automated teller machine network; consulting services related to all of the aforesaid services