providing temporary use of on-line non-downloadable software for billing and payments; providing temporary use of on-line non-downloadable software for creating invoices and generating pricing estimates; providing temporary use of on-line non-downloadable software for inventory tracking and management; providing temporary use of on-line non-downloadable software for generating QR codes for payments; providing temporary use of on-line non-downloadable software for generating payment links shareable on third pary messaging software applications and third party email applications; providing temporary use of on-line non-downloadable software for creating an online store; providing temporary use of on-line non-downloadable software for generating business analytics