Banking services; savings account services; internet and online banking services; online banking services accessible by means of downloadable mobile applications; financial administration of adoption assistance plans, COBRA and direct bill administration, commuter benefits including mass transit and/or parking accounts, emergency savings accounts, flexible spending accounts, health savings accounts, healthcare reimbursement arrangements, lifestyle spending accounts, limited-purpose health flexible spending accounts, limited-purpose healthcare reimbursement arrangements, dependent care flexible spending accounts, retiree reimbursement arrangements, tuition reimbursement accounts, and other savings and spending accounts, bill payment services; check processing; processing of debit card payments; electronic cash transactions; processing of electronic debit card transactions; electronic payment, namely, electronic processing and transmission of bill payment data; electronic transfer of money; financial information provided by electronic means; assisting others with the completion of financial transactions for stocks, bonds, securities and equities; providing online financial calculators; banking services and account financial administration for consumer-driven health care plans and defined contribution health care plans and Section 125 cafeteria plans; financial custodial services and trustee services for health savings accounts; providing financial and insurance information in the fields of adoption assistance plans, COBRA and direct bill administration, commuter benefits including mass transit and/or parking accounts, emergency savings accounts, flexible spending accounts, health savings accounts, healthcare reimbursement arrangements, lifestyle spending accounts, limited-purpose health flexible spending accounts, limited-purpose healthcare reimbursement arrangements, dependent care flexible spending accounts, retiree reimbursement arrangements, tuition reimbursement accounts, and other savings and spending accounts via various means, which may include but are not limited to, the Internet, global networks, cloud computing, social media, blogs, telephone, in person, mail, e-mail and facsimile; third-party benefit administration services, namely, financial administration of employee tax-advantaged benefit and insurance accounts in the nature of adoption assistance plans, COBRA and direct bill administration, commuter benefits including mass transit and/or parking accounts, emergency savings accounts, flexible spending accounts, health savings accounts, healthcare reimbursement arrangements, lifestyle spending accounts, limited-purpose health flexible spending accounts, limited-purpose healthcare reimbursement arrangements, dependent care flexible spending accounts, retiree reimbursement arrangements, tuition reimbursement accounts, and other savings and spending accounts, financial administration of benefit plans concerning group insured, self-insured benefits, individually insured and self-pay insurance benefits, namely, enrolling participants, automatically verifying eligibility, adjudicating claims, processing payments, transferring funds, and updating records of employee expenditures, all via various means which may include but are not limited to, communications networks using electronically encoded cards operating in conjunction with employee benefit plans concerning insurance and self-insurance; providing employee benefits and benefit management services to third party administrators and employers, namely, providing insurance policy program development for others and aiding financial administration of benefit plans for others concerning insurance, self-insurance, and self-pay insurance benefits; providing employee benefits, benefit management services for others concerning insurance, self-insurance, self-pay insurance benefits for third party administrators, employers, and governmental payers, namely, processing electronic payments made through payment cards and Automated Clearing House (ACH) transaction processing services for various types of payments which may include but are not limited to adoption assistance plans, COBRA and direct bill administration, commuter benefits including mass transit and/or parking accounts, emergency savings accounts, flexible spending accounts, health savings accounts, healthcare reimbursement arrangements, lifestyle spending accounts, limited-purpose health flexible spending accounts, limited-purpose healthcare reimbursement arrangements, dependent care flexible spending accounts, retiree reimbursement arrangements, tuition reimbursement accounts, and other savings and spending accounts, administration of insured, self-insured and self-pay insurance benefit plans; and providing educational information in the field of insurance and financial employee benefits, benefit management services concerning group insured, self-insured benefit plans, individually insured, self-pay benefit plans; providing financial and insurance information to employers and human resource professionals in the field of employee tax-advantaged financial benefit and insurance accounts, namely adoption assistance plans, COBRA and direct bill administration, commuter benefits including mass transit and/or parking accounts, emergency savings accounts, flexible spending accounts, health savings accounts, healthcare reimbursement arrangements, lifestyle spending accounts, limited-purpose health flexible spending accounts, limited-purpose healthcare reimbursement arrangements, dependent care flexible spending accounts, retiree reimbursement arrangements, tuition reimbursement accounts, and other savings and spending accounts.