Issuance of credit cards; processing of debit card payments; debt collection agency services; acquisition and transfer of monetary claims; financial clearing houses; clearing and reconciling financial transactions via a global computer network; exchanging money; factoring agency services; credit card factoring services; financing services; electronic funds transfer; surety services; hire-purchase financing; brokerage for hire-purchase; issuance and brokerage of travelers' checks; agencies for collecting gas utility payments, electric power utility payments, telephone bill payments and other utility bill payments and providing information relating thereto; rent collection; securities lending; savings bank services; financial evaluation of real estate; financial evaluation for insurance and banking purposes; financial analysis; financial consultancy; providing financial information; issuance of tokens of value; securities brokerage; providing stock market information; insurance brokerage; insurance premium rate computing; insurance consultancy; providing insurance information; insurance underwriting services for all types of insurance; credit bureau services; providing financial assessment of company credit; charitable fund raising; rental of fare adjustment machines, card readers and card writers for credit cards or debit cards based on merchant agreements; financial services, namely, deposit of electronic cash into electronic cash user's cards