Electronic data storage; Providing on-line non-downloadable software for facilitating the electronic transfer of funds betweenindividuals; Providing on-line non-downloadable software for processing payment and money transfer transactions; Providing online non-downloadable software for processing, facilitating, verifying, and authenticating payments and transactions; Providing online non-downloadable software for verifying payments and funds; Providing on-line non-downloadable software for facilitatingmicrofinance lending services; Providing on-line non-downloadable software for facilitating currency exchange services; Providingon-line non-downloadable software for insurance services, namely, providing on-line non-downloadable software for selecting,purchasing, and managing insurance policies, evaluating insurance claims, and for submitting data for use in insurance services;Providing on-line non-downloadable software for processing debit card transactions; Providing on-line non-downloadable softwarefor processing prepaid debit card transactions; Providing on-line non-downloadable software for processing of payments;Providing on-line non-downloadable software for facilitating checking account services; Providing on-line non-downloadablesoftware for processing bill payments; Providing on-line non-downloadable software for processing financial transactions andpayments; Providing on-line non-downloadable software for processing automated clearinghouse (ACH) transactions; Providingon-line non-downloadable software for facilitating money transfers; Providing on-line non-downloadable software for processingpayments to third parties; Providing on-line non-downloadable software for processing debit transactions; Providing on-line non-downloadable software for processing electronic credit and debit transactions; Providing on-line non-downloadable software forprocessing electronic debit card and credit card transactions; Providing on-line non-downloadable software for banking services,namely, providing on-line non-downloadable software for opening and managing bank accounts, processing financial transactions,processing financial applications and financial application approvals, and monitoring usage of credit products, sending andreceiving remittance transfers, conducting foreign exchange transactions, and facilitating the buying and selling ofcryptocurrencies; Providing on-line non-downloadable financial software platforms for facilitating payment and debt transactions;Providing on-line non-downloadable software for lotteries and lottery services, namely, providing on-line non-downloadablesoftware for selecting and purchasing lottery products, managing accounts for prepaid balances used to purchase lotteryproducts, processing payment transactions for use in lotteries and lottery services, and for facilitating rewards incentives andcustomer loyalty programs, and for providing promotional products for use in lotteries and lottery services; Providing on-line nondownloadable software for facilitating betting, sports betting, wagering, and sports wagering services; Providing on-line nondownloadable software for customer loyalty programs, incentive reward programs, customer loyalty services, and customer clubservices, namely, providing on-line non-downloadable software for opening and managing a customer account, purchasing,depositing, withdrawing, transferring, and redeeming of loyalty and rewards points, and managing rewards and loyaltymembership tier status for use in customer loyalty programs, incentive reward programs, customer loyalty services, and customerclub services; Software as a service (SAAS) services featuring software for facilitating the electronic transfer of funds betweenindividuals; Software as a service (SAAS) services featuring software for processing payment and money transfer transactions;Software as a service (SAAS) services featuring software for processing, facilitating, verifying, and authenticating payments andtransactions; Software as a service (SAAS) services featuring software for verifying payments and funds; Software as a service(SAAS) services featuring software for facilitating microfinance lending services; Software as a service (SAAS) services featuringsoftware for facilitating currency exchange services; Software as a service (SAAS) services featuring software for insuranceservices, namely, software as a service (SAAS) services featuring software for selecting, purchasing, and managing insurancepolicies, evaluating insurance claims, and for submitting data for use in insurance services; Software as a service (SAAS) servicesfeaturing software for processing debit transactions; Software as a service (SAAS) services featuring software for processingprepaid debit card services; Software as a service (SAAS) services featuring software for processing of payments; Software as aservice (SAAS) services featuring software for facilitating checking account services; Software as a service (SAAS) servicesfeaturing software for facilitating bill payments; Software as a service (SAAS) services featuring software for processing financialtransactions and payments; Software as a service (SAAS) services featuring software for processing automated clearinghouse(ACH) transactions; Software as a service (SAAS) services featuring software for facilitating money transfer; Software as aservice (SAAS) services featuring software for processing payments to third parties; Software as a service (SAAS) servicesfeaturing software for processing debit transactions; Software as a service (SAAS) services featuring software for processingelectronic credit and debit transactions; Software as a service (SAAS) services featuring software for processing electronic debitcard and credit card transactions; software as a service (SAAS) services featuring software for banking services, namely, softwareas a service (SAAS) services featuring software for opening and managing bank accounts, processing financial transactions,processing financial applications and application approvals, and monitoring usage of credit products, sending and receivingremittance transfers, conducting foreign exchange transactions, and facilitating the buying and selling of cryptocurrencies;Software as a service (SAAS) services featuring financial software platforms for facilitating payment and debt transactions;Software as a service (SAAS) services featuring software for lotteries and lottery services, namely, software as a service (SAAS)services featuring software for selecting and purchasing lottery products, managing accounts for prepaid balances used topurchase lottery products, processing payment transactions for use in lotteries and lottery services, for facilitating rewardsincentives and customer loyalty programs, and for providing promotional products for use in lotteries and lottery services;Software as a service (SAAS) services featuring software for facilitating betting, sports betting, wagering, and sports wageringservices; Software as a service (SAAS) services featuring software for customer loyalty programs, incentive reward programs,customer loyalty services, and customer club services, namely, software as a service (SAAS) services featuring software foropening and managing a customer account, purchasing, depositing, withdrawing, transferring, and redeeming of loyalty andrewards points, and managing rewards and loyalty membership tier status for use in customer loyalty programs, incentive rewardprograms, customer loyalty services, and customer club services