Banking services; Electronic funds transfer; Payment and funds verification services; Financial services, namely, microfinance lending services; Currency exchange services; Insurance underwriting; Reinsurance underwriting; Financial services, namely, facilitating the electronic transfer of funds between individuals; Debit card transaction processing services; issuing prepaid debit cards; processing of payments; Checking account services; bill payment services; Providing financial transactions and payment options; Providing automated clearinghouse (ACH) transaction processing services; Money transfer services; Processing payments to third parties; Debit transaction processing services; Electronic credit and debit transactions; Electronic debit card and credit card transaction processing