Providing on-line temporary use of non-downloadable software for use in retirement planning; Providing on-line temporary use of non-downloadable software for use in administering retirement plans and retirement accounts; Providing on-line temporary use of non-downloadable software for use in administering benefit plans for others; Providing on-line temporary use of non-downloadable software for use in administering savings plans and savings accounts; Providing on-line temporary use of non-downloadable software for electronic form generation in connection with retirement plans and retirement accounts; Providing on-line temporary use of non-downloadable software for electronic form generation in connection with benefit plans for others; Providing on-line temporary use of non-downloadable software for electronic form generation in connection with savings plans and savings accounts; Providing on-line temporary use of non-downloadable educational software featuring instruction in the field of retirement plans and retirement accounts; Providing on-line temporary use of non-downloadable educational software featuring instruction in the field of savings plans and savings accounts