Downloadable computer software and downloadable mobile application software for facilitating payments, including payment of rent, rental assistance, donations to individuals and charitable organizations, consumer credit reporting; downloadable software and mobile application software for creating and maintaining a virtual community; establishing and managing a payment reward system between users and partner organizations

Financial and monetary services, namely, facilitating, clearing and reconciling online financial transactions, consumer credit reporting, facilitating charitable fundraising through crowdsourcing, facilitating and administering donations to individuals and charitable entities; establishing and managing a reward system for users with partner organizations

Non-downloadable computer services; software as a service (SaaS), namely, providing a cloud-hosted environment for creating and maintaining a virtual community and facilitating payments, including donations, financial assistance and payment of rent; consumer credit reporting; platform as a service (PaaS) providing a cloud-hosted platform for facilitating payments, hosting and maintaining a virtual community and creating, maintaining and administering a payment reward system between users and partner organizations