Providing on-line non-downloadable software for facilitating realtime collaboration, for jointly creating, sharing, viewing, displaying, editing, annotating, storing, and distributing photos, images, graphics, documents, presentations, data, videos, and multimedia content, and for communicating via text and video regarding the collaboration process and jointly-created content; providing on-line non-downloadable software for creating, sharing, viewing, displaying, editing, annotating, storing, and distributing photos, images, graphics, documents, presentations, data, videos, and multimedia content; providing on-line non-downloadable software for word processing; cloud computing featuring software for use facilitating realtime collaboration, for jointly creating, sharing, viewing, displaying, editing, annotating, storing, and distributing photos, images, graphics, documents, presentations, data, videos, and multimedia content, and for communicating via text and video regarding the collaboration process and jointly-created content