Issuing of prepaid gift cards and gift certificates; Gift card and gift certificate transaction processing services

Online, non-downloadable software-as-a-service (SaaS) services for business management and administration, business analytics, financial statement preparation and analysis, inventory management and control, and payroll administration; Online, non-downloadable software-as-a-service (SaaS) services for processing of payments in the form of electronic funds transfers, ACH transactions, credit card payments, debit card payments, electronic checks, and electronic payments; Online, non-downloadable software-as-a-service (SaaS) services for point of sale systems; Online, non-downloadable software-as-a-service (SaaS) services for issuing of prepaid gift cards and gift certificates, and for gift card and gift certificate transaction processing services