Financial services, namely, investment fund transfer and transaction services, investment security services, estate settlement services; wealth management services; financial portfolio management services; financial planning advice relating to financial investments and wealth management; investment services, namely, financial asset allocation, cash flow management, investment consultation, and investment management services; financial advisory and consultancy services; financial advisory and consultancy services for individuals and families for financial wealth planning purposes; estate planning consultation; financial trust administration and financial services in the nature of estate settlement services; financial risk management consultation; financial planning advice relating to investments and wealth management for retirement plans, endowments and foundations; financial planning consultation and management with regard to retirement plans, financial endowments and charitable giving to foundations; financial planning for retirement, business transition, education, estate planning, and charitable giving; investment advisory services, namely, Registered Investment Advisor (RIA) services