Financial, monetary and banking services; insurance services; financial services, namely, providing online stored value accounts in an electronic environment; electronic funds transfers; on-line banking; insurance brokerage and consultation services; financial and monetary affairs, namely, financial information management and analysis services; processing electronic payments for commercial transactions; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services over electronic communications networks; clearing and reconciling financial transactions via electronic communication networks; financial clearing house services; credit card and cash card payment processing and verification services; issuing credit cards, cash cards and credit lines; processing of payments; telephone banking

Software as a service; information technology (IT) consultancy; providing non-downloadable software via telecommunication connections (application service providing); providing temporary use of on-line non-downloadable software; providing on-line non-downloadable computer software for processing electronic payments and transferring funds to and from others; providing temporary use on non-downloadable computer software for enabling payment over the internet and other communications networks; providing temporary use on non-downloadable computer software for enabling payment over the internet and other communications networks to enable payment transactions conducted within third-party computer software programs; providing temporary use on non-downloadable authentication software for controlling access to and communications with computers and computer networks; providing online, non-downloadable, web-based, electronic financial platform computer software that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment