Downloadable computer software for use in integrating corporate purchasing card data and enterprise resource planning systems; downloadable software for secure data storage and retrieval and transmission of confidential consumer information used by corporate purchasing card customers, banking and financial institutions; downloadable software for use in connection with electronic procurement systems; magnetic encoded cards in the nature of encoded smart cards containing an integrated circuit chip, namely, encoded electronic chip cards containing downloadable software and other programs used for the purpose of conducting financial transactions; magnetic coded charge cards, magnetic coded bank cards, magnetic coded credit cards, magnetic coded debit cards and payment cards, all for issuance by financial institutions; downloadable computer software for use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments; downloadable computer software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; downloadable computer software for ensuring the security of mobile payments, of contactless transactions with retailers, merchants and vendors via mobile devices, and of credit and debit card information; downloadable computer software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information

Promoting the goods and services of others by means of discounts, advertisements, incentives and rebates generated in connection with the use of credit and debit cards, contactless credit and debit cards, electronic links to cryptocurrency, merchant and retailer web sites, and through promotional contests; promoting the usage of credit and debit cards and contactless credit and debit cards of others through marketing offers and cardholder incentives

Financial services, namely, banking and credit counseling services; providing payment and transaction processing services for credit cards, debit cards, charge cards, stored value prepaid cards and contactless credit and debit cards; remote bill payment services provided through a website; stored value electronic purse services in the nature of providing stored value prepaid card services, namely, processing electronic payments made through prepaid cards; providing electronic funds, namely, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; currency transfer services; electronic commerce payments services, namely, establishing funded accounts used to purchase goods and services on the Internet; issuing prepaid telephone calling cards; cash disbursement services in the nature of providing cash and other rebates for credit card use as part of a customer loyalty program; clearing and reconciling financial transactions via a global computer network and debt settlement services; travel insurance underwriting services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; electronic payment services for retail stores, namely, establishing funded accounts used to purchase goods and services on the Internet through mobile telecommunications means; electronic payment services for retail stores, namely, establishing funded accounts used to purchase goods and services provided on-line, through online networks or other electronic means using electronically digitized information; bill payment services provided through a website; on-line banking; financial services, namely, banking and payment processing of credit and debit card and contactless credit and debit card payments, provided over the telephone and by means of a global computer network or the internet