Recorded software for investors for enabling selecting, issuing and monitoring of financial products, managing and monitoring investment portfolios and for sending and receiving financial information on investment products, and for making financial investments; Recorded software for debtors for deal assessment and deal management for enabling debtors to make a proposal to their creditors to settle their debt for an amount less than the amount currently owed, managing and paying off personal debt, and for managing debt and debt payments

Software as a service (SAAS) services featuring software for investors for enabling selecting, issuing and monitoring of financial products, managing and monitoring investment portfolios and for sending and receiving financial information on investment products, and for making financial investments; Software as a service (SAAS) services featuring software for debtors for deal assessment and deal management for enabling debtors to make a proposal to their creditors to settle their debt for an amount less than the amount currently owed, managing and paying off personal debt and for managing debt and debt payments