Downloadable mobile application for providing a loyalty program, shopping loyalty points, exclusive deals, and loyalty incentives; downloadable mobile application for incentive award programs to promote the sale of the products of others; downloadable software that enables managing budgets and special offers

Administration of a customer loyalty program which provides shopping loyalty points, exclusive deals, and loyalty incentives; arranging and conducting incentive reward programs to promote the sale of consumer products; retail services, namely, administration of a consumer loyalty program enabling participants to obtain product discounts, gift cards, and other incentives; business services, namely, providing budget management tools and gathering of product purchase data