Magnetically encoded credit cards

Administration of a program for enabling participants to obtain discounts on goods and receive improved services; Administration of a program for enabling participants to obtain discounts on the cost of services or receive improved services; Credit card registration services; Promoting the sale of goods and services of others by awarding purchase points for credit card use

Providing a website featuring resources, namely, non-downloadable software for others to provide feedback and information with respect to physical and virtual credit, debit, charge and payment card membership; Providing temporary use of a web-based software application for controlling, monitoring and validating credit, debit, charge and payment card transactions and virtual payment transmissions and transactions; Providing temporary use of on-line non-downloadable software for facilitating real-time interaction with other computer users concerning project and document management, workgroups, business communications, business management and advertising; Providing temporary use of on-line non-downloadable software for use in price discovery, shopping for supplies, and facilitating communications between the user and various 3rd parties