Software as a service (SaaS) services featuring software for cash flow management, accounting, invoicing, payment collection, funds transfers, and financial reporting and management; software as a service (SaaS) services, namely, hosting software for use by others for use in cash flow management, accounting, invoicing, payment collection, funds transfers, and financial reporting and management; design, development, installation and maintenance of computer software, for use in cash flow management, accounting, invoicing, payment collection, funds transfers, and financial reporting and management; providing temporary use of online non-downloadable software, namely, software for cash flow management, accounting, invoicing, payment collection, funds transfers, and financial reporting and management; computer software programming for others; cloud computing featuring software for use in cash flow management, accounting, invoicing, payment collection, funds transfers, and financial reporting and management; electronic data storage; back-up services for computer hard drive data; recovery of computer data; maintenance of on-line databases for others; provision of information, advice and consultancy in relation to all of the above