Downloadable computer software for monitoring consumers' credit scores, reports, and alerts; Downloadable computer software for providing financial tools and financial advice; Downloadable computer software for use in providing advertisement and promotional services for others based on credit reports; Recorded computer software for monitoring consumers' credit scores, reports, and alerts; Recorded computer software for providing financial tools and financial advice; Recorded computer software for use in providing advertisement and promotional services for others based on credit reports

Credit reporting for business purposes; Providing advertisement and promotional services for others based on credit reports; Business advice and business information relating to finance, loans, and credit monitoring; Monitoring consumer credit reports and providing an alert as to any changes therein for business purposes

Credit and financial consultation; Credit inquiry and consultation; Credit counseling services; Financial services, namely, credit improvement, credit restoration, and credit score optimization

Providing on-line non-downloadable publications in the nature of articles in the fields of finance, loans, and credit monitoring

Electronic monitoring of credit card activity and credit reports to detect identity theft and fraud via the Internet