Downloadable application software for issuing financial payments for online purchases from retailers to consumers; Downloadable software for use as an automatic money processing apparatus for the delivery of financial payments for online purchases from retailers to consumers; Downloadable software applications (apps) for issuing financial payments for online purchases from retailers to consumers; Electronic financial transaction apparatus, namely, downloadable software for retailers to issue financial payments to consumers; none of the foregoing including or for purposes related to value-added tax returns

Electronic payment services involving electronic processing and subsequent transmission of financial payment data between retailers and consumers; Collection of payments between consumers and retailers; Card operated financial services, namely, processing of debit card payments in connection with the generation of financial payments; Computerized financial services, namely, providing an internet website portal in the field of financial transaction and payment processing services to issue financial payments; Conducting of financial transactions, namely, providing secure cash payments between retailers and consumers; Electronic funds transfer services, namely, providing secure cash payments between retailers and consumers; Electronic money transfer services, namely, providing secure cash payments between retailers and consumers; Financial payment services, namely, ACH, debit card, and electronic payment processing services related to financial payments between retailers and consumers; Payment processing services in the field of payments for online commerce; Payment transaction card services, namely, ACH, debit card, and electronic payment processing services related to cash payments between retailers and consumers; Processing of debit card payments; Computerized transfer of funds; none of the foregoing including or for purposes related to value-added tax returns

Software as a service (SaaS) services featuring software for assisting online retailers and consumers with online return logistics following online purchases, and allowing retailers to issue financial payments to consumers from retailers; none of the foregoing including or for purposes related to value-added tax returns