Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; financial services, namely, providing electronic processing of electronic credit card, debit card, gift card, and pre-paid purchase cards electronically via the internet, mobile phone, and smart phone; payment processing services, namely, credit card, gift card, debit card and pre-paid purchase card transaction processing services; Money transfer; Money wiring services; Check cashing services; payment processing services in the field of tax, government checks, payroll payments