Downloadable computer software for use by financial institutions, asset managers, insurance companies, and capital markets participants for data management, compliance with regulatory requirements, risk, liquidity and capital analytics, measuring capital adequacy, facilitating compliance with accounting standards, workflow management, trade and transaction reporting, tax reporting, facilitating treasury management and cash and liquidity management, providing cross-asset front-to-back operations, namely, structuring and pricing new trades, clearing, confirmation, settlement, payments, matching, reconciliation, reporting and accounting, risk management, margin and collateral management, and audit trail