Software as a service (SAAS) featuring software for creating, managing, editing, and organizing captions, subtitles, foreign subtitles, and live captions in speech; Software as a service (SAAS) featuring software engines for speech recognition and managing speech transcription libraries; Software as a service (SAAS) featuring software for use as a speech captioning editor; Software as a service (SAAS) featuring software for use as a speech captioning creation interface for users; Software as a service (SAAS) featuring software for use as a speech data insights provider; providing temporary use of on-line non-downloadable cloud computing software using artificial intelligence for speech recognition and managing speech transcription libraries